A quick, honest disclaimer

SmallBizCalc helps you plan. It does not replace a professional who knows your specific situation.

For planning and education only

The calculators, guides, rankings, and other information on SmallBizCalc are provided for general informational and educational purposes. They produce planning estimates based on standard formulas and publicly sourced rates, not personalized advice. They are not, and should not be relied on as, financial, tax, accounting, legal, or investment advice.

Confirm before you act

Tax rates, filing fees, wage data, and regulations change frequently and vary by state, locality, industry, and individual circumstance. Before you make a decision with real financial, tax, or legal consequences, forming an entity, setting a price, taking a loan, hiring, or filing, confirm the current figures with the official source and consult a qualified professional such as a CPA, accountant, attorney, or licensed advisor.

No relationship, no guarantee

Using SmallBizCalc does not create any professional, advisory, or fiduciary relationship. We make no warranty that any figure is accurate, complete, current, or suitable for your situation, and we are not liable for decisions made or actions taken based on the tools or content. Your business decisions are your own.

Privacy by design

The calculators run entirely in your browser. The numbers you enter are not sent to a server, stored, or shared. See our Privacy Policy and Methodology for more.